P&A Providers & Administrators
MenuMENU
SearchSEARCH

Line 5 Introduces a New Independent Dealer Program

Line 5 Introduces a New Independent Dealer Program, the new way to finance F&I products and avoid chargebacks with no fee.

March 4, 2020
Line 5 Introduces a New Independent Dealer Program

Line 5 Introduces a New Independent Dealer Program, the new way to finance F&I products and Avoid Chargebacks with no fee.

Image by mohamed Hassan from Pixabay 

2 min to read


FLORIDA – Line 5, a Florida based indirect lender specializing in financing of vehicle service contracts (VSC), and ancillary F&I products begins offering up a new independent dealership program across the United States. This program is a unique and revolutionary idea from the company, financing all cancellable F & I, and ancillary products; they are the first to implement this type of program for dealers in the automotive, RV, marine and power sports industry. 

Line 5 is an excellent company, and I'm very grateful for the services they offer.

Ad Loading...

The new independent program allows dealerships to sign up and sell back end products without chargebacks. With only a small down payment, no fees charged to the dealer, up to 84 months financing terms, the new program is a win-win for the dealership. Line 5 offers every customer the opportunity to purchase F&I products such as a vehicle service contract (VSC) from dealers irrespective of their credit ratings, at a budget-friendly monthly payment. This makes the whole purchasing experience as smooth as possible, increasing the rate at which dealers can sell multiple protection plans. 

The program enables a dealership to sell a VSC and other products with no fee. Line 5 sends the cost of the product directly to the administrator. This assures the consumer has their products activated and ready for use, without the dealer paying out of his/her pocket to activate the products. The dealer receives his monthly profits as the customer’s payments comes in. 

The company has been privileged to work with finance managers to help finance their F&I products, here is what a business Manager said about his experience with them, "Line 5 is an excellent company, and I'm very grateful for the services they offer. They have the best terms for warranty." Michael P. 

The firm does all the heavy lifting, processes the deals fast and efficiently by utilizing e-rating, e-contracts (in partnership with F&I express and P.E.N), e-signature and e-funding. This helps eliminate any mistakes that might occur during the customer’s sign up process. In the case of cancellations, the administrator pays Line 5 back the pro-rata left on the contract, Line\5 handles all cancellation refunds and alerts the dealership as to when the profit payout with cease. 

This means all profits made using this program are fully earned by the dealership, with no chargebacks. Dealerships can rest assured that they do not have to worry about processing a cancellation, or budgeting for the refunds due back to the customer or lien holder. 

Ad Loading...

For more information about Line\5 and how to be part of their new independent dealership program visit www.line5.com. 

Read: Black Book Used Vehicle Retention Increases In February

Originally posted on Auto Dealer Today

More Product & Technology

Woman driving car with microphone

Car Karaoke Gets Official Platform

The in-vehicle karaoke and sing-along platform by Samsung arm is meant to add traveling enjoyment safely in technology that automakers can tailor to their specific needs.

Read More →
aerial view of Kia Georgia's West Point manufacturing plant with the new solar canopy installed

Kia Embraces Clean Energy

A Kia Georgia partnership combines weather protection and renewable energy in a new solar canopy system at Kia’s West Point facility.

Read More →
Photo of Honda emblem

Honda-Sony Venture Dismantled

For nearly four years, the companies had worked toward the launch of the electric-vehicle brand’s first two models, but the shifting EV market scuttled the plans.

Read More →
Ad Loading...
prototype Porsche Cayenne with

Wireless EV Charging is on the Horizon

In what Porsche says is an industry first, its 2026 Cayenne is joining the automaker’s electric SUV lineup with an optional inductive charging system that can be purchased with the vehicle.

Read More →
pavement with car and charger wrapped around it painted on

EV Battery Cycle Life at Risk

Fast charging of electric vehicles provides a solution for range anxiety, but it also poses a risk to battery cycle life due to increased temperatures, according to an EV supply chain data provider.

Read More →
Up-close photo of car battery

Automaker Increases Parts Recycling

Stellantis is adding a third end-of-life vehicle dismantling facility to feed its growing reuse business sparked in large part by autos’ growing lifespans.

Read More →
Ad Loading...
Photo of wall-mounted Ford electric-vehicle charger in a home

Charging Challenges

An annual J.D. Power study finds eroding home EV charging contentment, though there are ways owners can boost theirs. The firm sees auto dealers playing a role.

Read More →
blue subaru crosstrek in city with Save with SUVS text and Providers and Administrators logo

Safety Drives Insurance Rates

Sixteen out of the 20 cheapest vehicles to insure in 2026 are SUVs, according to CarInsurance.com, largely because of their safety features and lower repair costs.

Read More →
Industryby Lauren LawrenceFebruary 25, 2026

Report Finds Year-End F&I Strength

Deal volume ebbed and flowed throughout 2025, but product performance remained steady, according to automotive technology and data intelligence solutions provider StoneEagle.

Read More →
Ad Loading...
Product & Technologyby StaffFebruary 4, 2026

AAMS Training and Mosaic Compliance Services Merge

The strategic combination is intended to expand technology-driven compliance solutions for the automotive industry.

Read More →