P&A Providers & Administrators
MenuMENU
SearchSEARCH

Some Auto Brands Cheaper to Insure

A new top 10 list ranks the least expensive for average full insurance coverage on a clean driving record and high driver credit scores.

February 23, 2026
Some Auto Brands Cheaper to Insure

Auto consumers have been shopping more for better insurance deals over the past three years, according to TransUnion.

Pexels/Kindel Media

2 min to read


When it comes to insuring a vehicle, some brands cost less than others, according to Insurify. Its newest ranking of the cheapest in that regard comes as many consumers struggle to afford buying autos.

Auto consumers have been shopping more for better insurance deals over the past three years, according to credit reporting agency TransUnion, which said fourth-quarter shopping was up 11% year-over-year.

Ad Loading...

Insurify, an online insurance comparisons provider, said it sifted through more than 190 million insurance quotes to arrive at its list of the 10 least expensive brands to insure. The quotes were made by the company’s more than 500 insurer partners across the country, and the resulting brand mix changed from last year.

Insurance rates for the purposes of the study reflect the average cost for drivers between the ages of 20 and 70 with a clear driving record and credit scores 600 or higher. Insurify also provided breakdowns by model, vehicle type and more.

Subaru topped the cheapest brands to insure list with an average monthly cost for full coverage of $127. Insurify credited the automaker’s all-wheel drive vehicles, advanced safety features, and solid safety ratings.

The brand was closely followed by Mini at a $130 average cost, and GMC at $143. The rest of the least-expensive list are:

  • Chevrolet and Ford: tied at $145

  • Jeep: $146

  • Mazda: $148

  • Dodge: $150

  • Chrysler and Honda: tied at $151

Ad Loading...

Brands score cheaper insurance premiums with low repair costs and theft rates, high safety ratings, plentiful replacement parts supply, and lower claims frequency and severity, according to the company.

“The cheapest cars to insure are typically found in the middle ground: compact crossovers, wagons, and minivans that balance moderate size with strong safety features,” Insurify said.

DIG DEEPER: Baked-In Profit Boost


Originally posted on F&I and Showroom

More Industry

Orange electric vehicle charging station.
Industry•by Lauren Lawrence•October 20, 2026

Charger Network Growth Slows

Despite a projected increase in public EV chargers in 2026, charging infrastructure remains a top concern for consumers as the gap between the most and least EV-friendly places remains substantial.

Read More →
Fan of $100 bills atop a white envelope
Industry•by Hannah Mitchell•October 13, 2026

Lenders, Consumers Take on More Auto Loan Risk

September records loosened credit access the most in over a decade as buyers took advantage of the conditions to afford trading, though loan applications fell.

Read More →
Red type R Honda civic parked on road.
Industry•by Lauren Lawrence•October 13, 2026

Next-Gen Hybrids in Sight

Dealerships can expect to see revamped hybrids from Honda next year as the company rolls out a new system and model lineup.

Read More →
Ad Loading...
Dodge ram emblem on orange vehicle exterior
Industry•by Hannah Mitchell•October 6, 2026

Gem State Stores Change Hands

A larger auto group founded in the industry’s early years sold two franchises to a neighbor group that's on a growth spurt.

Read More →
Graphic of model car driving on fake road.
Industry•by Lauren Lawrence•October 6, 2026

Charging In Motion

Honda has been researching wireless in-motion charging for electric vehicles since 2025, and new technology developments have put it a step closer to a final product.

Read More →
front grill of a Ford truck with blue Ford emblem
Industry•by Lauren Lawrence•September 30, 2026

Twin Cities Stores Sell

Minnesota-based Walser Automotive Group made what it called the most significant acquisition in its history with a three-rooftop deal in Minneapolis.

Read More →
Ad Loading...
Diesel engine on a production line in a factory
Industry•by Hannah Mitchell•September 29, 2026

U.S. Auto Sales Still Below Prepandemic Levels

Mobility Global industry observers don’t expect the market to return to the higher volumes that became routine before Covid but to stay well below its potential.

Read More →
Front of red tesla car.
Industry•by Lauren Lawrence•September 22, 2026

The Powertrain Shift

Electric-vehicle owners are backpedaling, according to new data, with product availability driving many to shift back to gas-powered engines.

Read More →
White BMW SUV driving on road.
Industry•by Hannah Mitchell•September 15, 2026

Achromatic Autos

The shades that dominate the U.S. car market don’t call attention to themselves, though grayscale may have plateaued after a 30-year upswing, research shows.

Read More →
Ad Loading...
Line of eclipse SUVs in parking lot.
Industry•by Lauren Lawrence•September 15, 2026

Used-Vehicle Affordability Worsens

Listing prices in August defied seasonal trends, rising above $27,000 for the second time this year.

Read More →