Some Auto Brands Cheaper to Insure
A new top 10 list ranks the least expensive for average full insurance coverage on a clean driving record and high driver credit scores.

Auto consumers have been shopping more for better insurance deals over the past three years, according to TransUnion.
Pexels/Kindel Media
When it comes to insuring a vehicle, some brands cost less than others, according to Insurify. Its newest ranking of the cheapest in that regard comes as many consumers struggle to afford buying autos.
Auto consumers have been shopping more for better insurance deals over the past three years, according to credit reporting agency TransUnion, which said fourth-quarter shopping was up 11% year-over-year.
Insurify, an online insurance comparisons provider, said it sifted through more than 190 million insurance quotes to arrive at its list of the 10 least expensive brands to insure. The quotes were made by the company’s more than 500 insurer partners across the country, and the resulting brand mix changed from last year.
Insurance rates for the purposes of the study reflect the average cost for drivers between the ages of 20 and 70 with a clear driving record and credit scores 600 or higher. Insurify also provided breakdowns by model, vehicle type and more.
Subaru topped the cheapest brands to insure list with an average monthly cost for full coverage of $127. Insurify credited the automaker’s all-wheel drive vehicles, advanced safety features, and solid safety ratings.
The brand was closely followed by Mini at a $130 average cost, and GMC at $143. The rest of the least-expensive list are:
Chevrolet and Ford: tied at $145
Jeep: $146
Mazda: $148
Dodge: $150
Chrysler and Honda: tied at $151
Brands score cheaper insurance premiums with low repair costs and theft rates, high safety ratings, plentiful replacement parts supply, and lower claims frequency and severity, according to the company.
“The cheapest cars to insure are typically found in the middle ground: compact crossovers, wagons, and minivans that balance moderate size with strong safety features,” Insurify said.
DIG DEEPER: Baked-In Profit Boost
Originally posted on F&I and Showroom
More Industry

Ownership Priorities are Shifting
A new survey shows that in the U.S. vehicle quality for generation Z is largely defined by advanced safety features, intuitive technology and premium sound systems.
Read More →
Pump Price Jump Calculated
ISeeCars.com examined fuel costs for different power trains, finding which ones have experienced the biggest hits since the war in Iran commenced.
Read More →
Black Book: Weekly Market Update
Wholesale values fell last week despite the spring season still being in the traditional full-gear mode, analysts said.
Read More →
Arkansas Auto Group Acquires First Indiana Rooftop
Performance Brokerage Services represented both the buyer and seller in the sale of Carver Toyota of Columbus by Carlock Automotive Group.
Read More →
Stellantis to Dive Into U.S. Lending
The multinational maker of Chrysler, Dodge, Jeep, Ram and multiple other brands received conditional approvals for a Utah-based industrial bank.
Read More →
New-Vehicle Prices Rise
With April sales down, higher prices on in-demand large vehicles helped inflate the overall ATP, though increases were under long-term averages, Cox Automotive reported.
Read More →
Black Book: Weekly Market Update
Last week in the wholesale automotive market proved to be a mixed bag, analysts reported.
Read More →
Black Book: Weekly Market Update
Conversion rates were flat last week at 63%, Black Book analysts calculated, as low-mileage and almost-near units outpaced the overall market.
Read More →
EU Auto Association Urges Action
Trade relations between the European Union and the U.S. are at risk, causing the European Automobile Manufacturers Association to push lawmakers to make a decision.
Read More →
Driving into the Super CFC Era
Understanding the risks and benefits of retail accounting and Super CFCs can help you better present options to your dealer partners.
Read More →