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Overall conditions in February tipped slightly in consumers’ favor as prices stayed high, granting a reprieve of sorts just before the war on Iran commenced and started to reverse the welcome trend.
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Though some factors are against consumers, others balanced them out in January. Still, average monthly loan payments were up year-over-year, Cox Automotive said.
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The year starts with declined expectations for economic conditions and plans to make big purchases. Used cars, though, are among the top big-ticket categories under consideration.
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Survey finds increased concern about finances, jobs and inflation, reduced plans to buy big-ticket items
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Consumer bright spots don’t make up for erosion in other areas
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Average October prices barely skipped a beat from September’s records.
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Recent patterns show good credit helps navigate high interest rates as highly leveraged consumers sink further.
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Consumers get a three-fold break in October as affordability conditions take a turn for the better.
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October dawns much like October five years ago before Covid disrupted the market.
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Average payment at two-year low while income needed to buy the least in three-plus years.
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