American National Insurance Company-Credit Insurance Division and Family First Dealer Services Announce Strategic Partnership
JACKSONVILLE - American National Insurance Company-Credit Insurance Division (ANICO-CID) announced an agreement with Family First Dealer Services LLC (FFDS) to market and administrate its Guaranteed Auto Protection (GAP) Waiver program nationwide.
“Over the past eight months ANICO-CID and FFDS have redesigned and updated what we believe to be one of the best GAP waiver programs in the market today, and we are excited to be partnered with FFDS and their leadership team.
Since the beginning of GAP the members of FFDS have been some of the best innovators and leaders, and with our combined experience, commitment to the market, and financial stability of our parent company American National Insurance Company, we look forward to growing this line of business,” says Jim Pangburn senior vice president of ANICO-CID.
“I could not be more excited about our involvement with Jim and his team on the redesign of the GAP product, and look forward to a long partnership with ANICO-CID,” says Tony Wanderon president and CEO of FFDS.
“Our goals were to build a product that is competitively and properly priced, with benefits that fit today’s consumer and dealer, and we have done that. We also know that having a great product is only one step in the process, the next and most important is having great agents. We clearly understand and respect the importance of the agent in supporting their dealers. We know the agent is the key to the relationship and we recognize the dealer is the agent’s customer, our role is to do everything we can to help them in that effort,” says Wanderon.
More Industry

Charger Network Growth Slows
Despite a projected increase in public EV chargers in 2026, charging infrastructure remains a top concern for consumers as the gap between the most and least EV-friendly places remains substantial.
Read More →
Lenders, Consumers Take on More Auto Loan Risk
September records loosened credit access the most in over a decade as buyers took advantage of the conditions to afford trading, though loan applications fell.
Read More →
Next-Gen Hybrids in Sight
Dealerships can expect to see revamped hybrids from Honda next year as the company rolls out a new system and model lineup.
Read More →
Gem State Stores Change Hands
A larger auto group founded in the industry’s early years sold two franchises to a neighbor group that's on a growth spurt.
Read More →
Charging In Motion
Honda has been researching wireless in-motion charging for electric vehicles since 2025, and new technology developments have put it a step closer to a final product.
Read More →
Twin Cities Stores Sell
Minnesota-based Walser Automotive Group made what it called the most significant acquisition in its history with a three-rooftop deal in Minneapolis.
Read More →
U.S. Auto Sales Still Below Prepandemic Levels
Mobility Global industry observers don’t expect the market to return to the higher volumes that became routine before Covid but to stay well below its potential.
Read More →
The Powertrain Shift
Electric-vehicle owners are backpedaling, according to new data, with product availability driving many to shift back to gas-powered engines.
Read More →
Achromatic Autos
The shades that dominate the U.S. car market don’t call attention to themselves, though grayscale may have plateaued after a 30-year upswing, research shows.
Read More →
Used-Vehicle Affordability Worsens
Listing prices in August defied seasonal trends, rising above $27,000 for the second time this year.
Read More →