The average cost of full-coverage car insurance has declined for six months, falling to $177 in March, according to Insurify data.

The decrease continues a trend that started last year after several years of rate increases following the onset of the pandemic.

But the reprieve appears slated to end, as Insurify projects the average annual cost for full coverage will increase by about 1% this year to $2,158.

In March the most expensive location in the U.S. for car insurance remained Washington, D.C., with a $252 overall average and a $299 average for full coverage per month.

South Carolina replaced New York among the top five most expensive states with an overall monthly average of $202.

On the flip side, New Hampshire held its rank as the most affordable state for car insurance with a $65 overall average and a $78 average for full coverage per month. North Dakoka made its first appearance on the top five affordable list with an $84 overall average and a $103 average for full coverage, replacing North Carolina in the rankings.

Of course, many factors affect car insurance rates, including driving history, age, gender, location and credit history. The type of vehicle, including its safety features, also influence an individual’s rates.