P&A Providers & Administrators
MenuMENU
SearchSEARCH

Safety Drives Insurance Rates

Sixteen out of the 20 cheapest vehicles to insure in 2026 are SUVs, according to CarInsurance.com, largely because of their safety features and lower repair costs.

March 17, 2026
blue subaru crosstrek in city with Save with SUVS text and Providers and Administrators logo

CarInsurance.com found the Subaru Crosstrek to be the cheapest vehicle to insure in 2026.

Credit:

Canva


1 min to read


Based on insurance rate analysis, CarInsurance.com found that SUVs are the cheapest type of car to insure, largely because of their safety features.

Insurance companies consider many factors when determining insurance rates, and one of the main factors is the type of vehicle being insured. Sixteen out of the 20 cheapest vehicles to insure in 2026 are SUVs with standard advanced driver assistance systems, the auto insurance comparison site said. Safety features that are factored into insurance premiums include airbags, lane departure, backup cameras and automatic restraint systems,

Ad Loading...

CarInsurance.com explained that family-friendly vehicles are often the cheapest to insure because they have smaller engines, strong safety features and are often driven by parents who are more cautious drivers. Lower repair costs are also a factor.

The analysis found that the least expensive vehicle to insure in 2026 is the Subaru Crosstrek with an average of $1,150 for six months or $192 per month. Subaru has the most models in the top 20 list with four including the Crosstrek, Outback, Forester and Impreza.

Other affordably insured vehicles include the Jeep Wrangler, Honda CR-V and Volkswagen Tiguan.

More Product & Technology

outside shot of Fletcher Jones Motorcars, white building with various cars out front

AAA Honors Service and Repair Facilities

Three automotive dealerships made AAA's Service Providers of Excellence and Best in Repair list this year.

Read More →
Photo of smiling man in a suit coat and tie
Product & Technologyby StaffJuly 14, 2026

EFG Launches Product Admin Platform

The company says the offering is designed to empower administrators, service contract providers, and product marketers to expand automotive and power-sports capabilities.

Read More →
white electric car charging at an outside port

Optimized Charging Could Reduce Costs

According to an Alliance for Automotive Innovation analysis, optimized EV charging could cut costs for drivers and improve grid infrastructure - potential adoption incentives.

Read More →
Ad Loading...
Photo of man's hands resting on a vehicle's exeterior dash with the hood open
Product & TechnologyJuly 1, 2026

From Inspection to Impact

Data, video and artificial intelligence are driving service performance today, when inspection performance is closely tied to key business outcomes.

Read More →
Woman driving car with microphone

Car Karaoke Gets Official Platform

The in-vehicle karaoke and sing-along platform by Samsung arm is meant to add traveling enjoyment safely in technology that automakers can tailor to their specific needs.

Read More →
aerial view of Kia Georgia's West Point manufacturing plant with the new solar canopy installed

Kia Embraces Clean Energy

A Kia Georgia partnership combines weather protection and renewable energy in a new solar canopy system at Kia’s West Point facility.

Read More →
Ad Loading...
Photo of Honda emblem

Honda-Sony Venture Dismantled

For nearly four years, the companies had worked toward the launch of the electric-vehicle brand’s first two models, but the shifting EV market scuttled the plans.

Read More →
prototype Porsche Cayenne with

Wireless EV Charging is on the Horizon

In what Porsche says is an industry first, its 2026 Cayenne is joining the automaker’s electric SUV lineup with an optional inductive charging system that can be purchased with the vehicle.

Read More →
pavement with car and charger wrapped around it painted on

EV Battery Cycle Life at Risk

Fast charging of electric vehicles provides a solution for range anxiety, but it also poses a risk to battery cycle life due to increased temperatures, according to an EV supply chain data provider.

Read More →
Ad Loading...
Up-close photo of car battery

Automaker Increases Parts Recycling

Stellantis is adding a third end-of-life vehicle dismantling facility to feed its growing reuse business sparked in large part by autos’ growing lifespans.

Read More →