Universal Integrates ZERO Plan With Darwin Automotive
Universal Lenders, home of The ZERO Plan, announced a full integration with Darwin Automotive’s F&I and digital retailing software suite.

CHICAGO — Universal Lenders LLC announced the integration of its The ZERO Plan program with the entire suite of Darwin Automotive F&I and Digital Retailing software solutions.
Executives said the partnership will allow Darwin’s clients access to premium financing for all F&I products, including noncancelable products, while seamlessly and effortlessly econtracting the transaction.
“The ZERO Plan and Darwin — what a perfect partnership!” said Jeff Jacobs, CEO of Universal Lenders LLC. “The ZERO Plan is the only installment plan that allows multiple F&I products from different providers to be premium financed on one installment agreement with one customer payment. Our dealer-friendly program that funds the dealer in seven days, provides up to 36 installments, and reduces chargebacks by 50%. [It] fits perfectly with Darwin’s award-winning platform.”
“Many of our customers are extremely excited about the addition of The Zero Plan integration,” said Jeff Stafford, CMO of Darwin Automotive. “Our goal is to provide the most seamless experience for our dealerships, and integrations with best-in-class solutions such as The Zero Plan help accomplish this.”
Originally posted on F&I and Showroom
More Product & Technology

Car Karaoke Gets Official Platform
The in-vehicle karaoke and sing-along platform by Samsung arm is meant to add traveling enjoyment safely in technology that automakers can tailor to their specific needs.
Read More →
Kia Embraces Clean Energy
A Kia Georgia partnership combines weather protection and renewable energy in a new solar canopy system at Kia’s West Point facility.
Read More →
Honda-Sony Venture Dismantled
For nearly four years, the companies had worked toward the launch of the electric-vehicle brand’s first two models, but the shifting EV market scuttled the plans.
Read More →
Wireless EV Charging is on the Horizon
In what Porsche says is an industry first, its 2026 Cayenne is joining the automaker’s electric SUV lineup with an optional inductive charging system that can be purchased with the vehicle.
Read More →
EV Battery Cycle Life at Risk
Fast charging of electric vehicles provides a solution for range anxiety, but it also poses a risk to battery cycle life due to increased temperatures, according to an EV supply chain data provider.
Read More →
Automaker Increases Parts Recycling
Stellantis is adding a third end-of-life vehicle dismantling facility to feed its growing reuse business sparked in large part by autos’ growing lifespans.
Read More →
Charging Challenges
An annual J.D. Power study finds eroding home EV charging contentment, though there are ways owners can boost theirs. The firm sees auto dealers playing a role.
Read More →
Safety Drives Insurance Rates
Sixteen out of the 20 cheapest vehicles to insure in 2026 are SUVs, according to CarInsurance.com, largely because of their safety features and lower repair costs.
Read More →
Report Finds Year-End F&I Strength
Deal volume ebbed and flowed throughout 2025, but product performance remained steady, according to automotive technology and data intelligence solutions provider StoneEagle.
Read More →
AAMS Training and Mosaic Compliance Services Merge
The strategic combination is intended to expand technology-driven compliance solutions for the automotive industry.
Read More →